An insurance valuation determines the replacement value of your jewellery and documents it in a written report for insurers. It includes the item’s description, gemstone characteristics and estimated value to support appropriate coverage in the event of loss or theft. Performed by an HRD Antwerp accredited expert.
Establishing the current value of your gemstones and jewellery helps you arrange appropriate insurance coverage. An undervalued item may result in compensation below its actual value.
What you receive
- A written valuation report with a detailed item description;
- Replacement value at current market prices;
- Photographs and gemstone characteristics for identification.
When it is needed
When taking out or updating insurance for valuable jewellery, gem-set watches or collections.